Borrowing Money
Home Loans
Purchasing a home, or an investment property, can often be one of the greatest financial decisions of your life. In addition to the property itself, there are also many other things to consider. For example: What kind of home loan should you have? How should the loan be structured? With whom should you place the loan?
Flo Concept Group can help with the financing of your home or investment property. Flo Concept Group is accredited with home loan lenders, ensuring that when we recommend a home loan, it's the most suitable Home Loan for you, not us.
We can help with a range of standard home loans:
- Principal and interest
- Interest only
- Fixed rates
We can also advise on different types of loans:
- Split loans
- Off set loans
- Investment loans for purchasing investment properties
- Construction loans for building a new home
- Non-conforming loan, if you are self-employed and no financial returns are available
- Line of credit to unlock the equity in your home
- Loan structures
Business Loans
Managing business or investment finance can sometimes be complex and requires a full understanding of both your short-term and longer-term needs.
At Flo Concept Group, we have the skills and experience to help you with
- Assessing your present and future business and investment lending needs
- Loan structuring
- Lending products
- Negotiating with financiers
- Refinancing/restructuring of existing facilities
- Overdrafts
- Working capital
We can also arrange for:
- Leasing
- Asset purchase/commercial hire purchase
- Chattel leasing
- Construction finance
- Development finance